- +91 7898422234
- [email protected]
- Daltonganj Collage, Palamau, Daltonganj, Jharkhand, India, 822102
Small Loans,
Stronger Livelihoods.
Pannah India Foundation provides collateral-free microfinance loans to rural families, women and small entrepreneurs in Palamau, Jharkhand – with simple KYC, clear terms and a local team in Daltonganj that understands your needs.
Our Loan Services
Collateral-free loans for the everyday needs of rural families, women and small entrepreneurs – with a simple process and clear terms.
Micro Finance Loans
Small loans for small businesses
Collateral-free loans for individuals and small traders to start or grow a kirana shop, tailoring unit, vegetable stall or any other small business.
Know MoreGroup Loans
Borrow together, grow together
Loans for Joint Liability Groups (JLGs) and women's Self-Help Groups (SHGs), backed by a mutual group guarantee. Ideal for first-time borrowers.
Know MoreGramin Rojgar Loans
Livelihood loans for rural families
For dairy, goat and poultry rearing, vegetable farming, handicrafts and other farm or non-farm work that brings a steady income in the village.
Know MoreMahila Vikas Loans
Loans that empower women
Dedicated loans for women entrepreneurs, homemakers and women's SHGs to start or expand a small enterprise and become financially independent.
Know MoreWhy Borrow With Us
Fair, simple and transparent lending from a not-for-profit foundation rooted in Palamau.
No Collateral
No property, gold or other security needed.
Transparent Charges
Interest, fees and instalments explained upfront, in writing.
Local Support
A team in Daltonganj that understands your needs.
Respectful Recovery
Fair and polite collection practices – no harassment.
How to Apply
Getting a loan is simple. We explain the loan options, charges and repayment schedule in plain language before you apply.
Contact Us
Call +91 78984 22234 or send us an enquiry. We will suggest the loan that suits you.
Share Documents
Submit your KYC documents, a photograph and basic details of your household income.
Verification
Our team verifies your details and repayment capacity and explains all terms.
Get Your Loan
On approval, you receive a loan card with all terms and the amount is credited to your bank account.
Who Can Apply
- Indian resident aged 18 years or above
- Living within our service area in Jharkhand
- Annual household income up to ₹3,00,000
- Total monthly loan instalments (all lenders) within 50% of monthly household income
- Valid KYC – Aadhaar, PAN card or Voter ID, and a bank account
Ready to Apply for a Loan?
Share a few details and our team will get back to you with the right loan option, its charges and repayment schedule – before you apply.
Pannah India Foundation is a not-for-profit company registered under Section 8 of the Companies Act, 2013 (CIN: U88900JH2025NPL025556). We provide only collateral-free microfinance loans and do not accept deposits from the public. Gramin Rojgar Loans and Mahila Vikas Loans are the Foundation's own loan products and are not government schemes. All loans are subject to eligibility, verification and our credit policy. The interest rate, charges and repayment schedule are shared in writing before the loan is sanctioned.